15 Best Earning App Without Investment in India in 2023.

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Have you ever considered making money in your spare time in this sky-high-priced world? How would it sound if we told you that you could make simple and quick money from home with no effort? Awesome! Right. Let’s get started with the best earning app without investment.

Making money has become an unavoidable aspect of life. When you don’t have enough money, it’s tough to live a healthy and happy life. As a result, money has moved to the top of almost everyone’s list of priorities.

We squander so much time on useless pursuits. What if we made good use of our time and transformed the number of minutes into money?

Today, who does not own a smartphone? Everyone, whether from a lower socioeconomic level or a middle-income group, uses a smartphone for one reason or another. Making a lot of money might be as simple as using your phone. Do you think we’re wrong? Hold your horses and continue reading to find out about the finest money-making apps in India.

Learning about money-making applications in India is one of the most successful approaches. These applications are ideal for high school or college students, mothers, and anybody who wants to spend a little time doing something worthwhile rather than dealing with monotonous activities. We’ll tell you all about the money-making apps that will turn out to be the best side hustle apps for working from home.

How do money-making apps work in India?

After putting various applications to the test, we can say confidently that money-making apps do work and can help you generate consistent income flow. Working with these applications might be considered a side hustle or a part-time job. All of India’s money-making applications are worthwhile.

These apps include referral incentive systems, cashback reward programs, and affiliate tie-ins. Furthermore, each app has its way of managing and controlling its user base, making the market incredibly competitive.

A user loyalty plan encourages all users to use the app frequently, which is how the majority of money-making apps work. Furthermore, all of the money-making apps have a consistent pattern that encourages you to be proactive in earning money by visiting these apps and completing their tasks.

As a user, you have the choice of putting all of your hard-earned money into these apps. You have two options: you may deposit them directly into your bank account, transfer them to your Paytm or other wallets, or redeem them for gift cards. However, it may differ from one app to the next.

15 Best Money Earning Apps Without Investment

Now, the most important consideration is whether or not these applications provide actual money and are suitable for collaboration. Working with any of the applications listed below might help you make some money. Do not follow the serial sequence because all of the applications are exceptional and cannot be compared:

1. PhonePe


PhonePe was the first UPI harbinger in India. When you sign up for this program, you’ll get a range of cashback discounts on certain purchases, as well as cash incentives for referrals. The earned reward will be credited to your bank account.

PhonePe is regarded as one of the safest payment applications, allowing for quicker and more frictionless transactions. Cashback may be earned on a range of online purchases, including mobile and DTH recharges, electric and water bill payments, and so on. Both Android and iOS smartphones are supported by this payment merchant app.

Furthermore, if you pay using PhonePe, you will receive exclusive offers from e-commerce giants like Flipkart, Jabong, and Myntra. Users who have completed their KYC information can also conduct transactions of up to 1 lakh each day.

2. TaskBucks

TaskBucks is one of India’s most popular money-making apps, allowing you to earn extra cash by doing simple things like installing other apps, visiting other websites, viewing advertisements and videos, recommending friends or relatives, providing feedback, completing surveys, and entering competitions. Referring others to TaskBucks might earn you up to Rs. 70 per day.

You may earn up to Rs. 70 each day by referring others. That’s right, you read it accurately. This software is not compatible with Apple’s iOS platform. Only Android users have access to this program.

You may redeem your earnings by recharging your phone or withdrawing cash using Mobikwik or Paytm wallets.

This app is primarily known for offering free Paytm cash, mobile recharges, and internet recharges, as well as Mobikwik money and postpaid cell bill payments up to Rs. 500 each month.

The coins you earn with this app must be transferred to your Paytm or Mobikwik wallet. You may also win Extra coins worth up to 10,000 coins each day by participating in daily contests and playing quizzes.

3. Roz Dhan

Roz dhan
Roz dhan

Roz Dhan is one of the most well-known and well-respected online money-making programs. It’s a social media platform that allows you to earn points for activities like inviting friends, participating in contests, reading the news or obtaining the latest updates, installing other apps, playing games, and completing surveys. It is one of the best earning app without investment.

Have you considered making money while calorie-burning? You’ll be pleased to learn that with this software, you can earn money simply by walking and counting your steps. Checking your daily horoscope, visiting popular sites, and completing puzzles are some more things that might help you earn extra money.

Like many other applications, Roz Dhan puts your profits into your Paytm account. The name of this app comes from the Hindi term “daily money.” Roz Dhan provides all users with significant earning potential as well as a lot of pleasure.

4. Meesho

Joining Meesho can help you start your own business. It’s a fantastic resale platform that offers a variety of possibilities for folks who want to establish their own internet business.

Whether you’re a student or a stay-at-home mom searching for a way to make money without having to invest money, there are options for you. All you have to do is download the app and select the product type and category you wish to work with. Over this massive resale network, you will be able to acquire wholesale pricing on all of the items.

You may publish product photos and descriptions on social networking networks such as Facebook, Whatsapp, Instagram, Twitter, and others. After you’ve collected your marginal profit, let everyone know what the product’s final price will be.

5. MooCash


Playing games, viewing movies, and completing surveys are all ways to make money with MooCash. You may get paid in cash, prepaid recharge vouchers, or bitcoin cryptocurrency with this app.

The app is well renowned for its entertainment value; who wouldn’t want to get rewarded for viewing amusing videos?

MooCash may also be used to purchase Google, iTunes, and Amazon gift cards. It also offers free game tickets and vouchers, as well as prizes for recharging cell phones. You may redeem the rewards after you have gathered 3000 coins on the app.

It’s very simple to sign up for this app; simply use your Gmail or Facebook ID and you’re good to go.


Wonk is one of the most prominent online tutoring platforms, offering a wide range of services. The app’s services are available not just within India’s boundaries, but worldwide. It is one of the best earning app without investment.

It’s an incredible platform that allows people to make a career while also improving their teaching abilities and effectiveness. To be considered for an online tutoring position, you must meet the following requirements:

  • A graduation degree
  • Good communication skills
  • Student empathy and a good listener
  • Understanding of how to educate online using internet-based methods and resources
  • Subject matter proficiency

If you possess all of these qualifications, you may join the platform and begin teaching online. The WONK team will certify you as a teacher, and you’ll be able to make a good living right away based on your entire teaching experience and credentials.

The class of students you teach, the courses you teach, and the student’s board are all factors that influence your compensation. With WONK, all online teachers may earn between Rs. 250 and Rs. 1000 per hour of teaching.

Being a licensed online teacher is not difficult, and you may pursue this lucrative career even if you have no prior teaching experience.

7. Databuddy


The Databuddy app became famous in the Paytm cash business. This software allows you to earn money by downloading specific programs, publishing images and GIFs on social networking sites, and participating in events. It is one of the best earning app without investment.

You may earn cashback by buying on a variety of e-commerce sites, such as Jabong, Amazon, Flipkart, Myntra, and others. This software primarily serves as a liaison between the user interface and your Paytm wallet.

Moreover, you can move your Paypal balance to your Databuddy account. The software also provides the user with several other features, including:

  • Find top trending deals and coupons
  • Finding the best cashback offers and redeeming them with ease
  • Additional discounts above the sale
  • Earn cashback on a successful purchase

8. Google Opinion Rewards

One of the most well-known money-making apps in India is Google Opinion Rewards. It’s a paid survey program that lets you make money by doing surveys.

The signup process for this app is straightforward. As soon as you download the app, create an account and register yourself. Once you’ve joined up for this app, you may earn Google Play Credit by completing easy surveys.

It asks you a series of fundamental questions to provide you with another chance to generate money. If you answer such questions, it will pay you up to Rs. 32 each answer. One of the questions it could ask is where you want to go on your fantasy vacation. Which product is generating a lot of buzzes? Which deal appeals to you the most? Alternatively, you may choose any other choice.

If you think of answering survey questions at random to get away with it and generate money, you’ll be caught, and you won’t be sent any more surveys.

The Google Play Credit gained through this Google Opinion Rewards program may be used to buy games, do online shopping, buy movie tickets, buy music albums, and buy other Play Store products. It is one of the best earning app without investment.

9. Loco

Loco is one of the top money-making applications since it pays people to watch players play games. Isn’t it fantastic? You’re getting paid to manage a live streaming portal for an Indian gaming community. It is one of the best earning app without investment.

You may download this program for free and play games in whatever language you like, including Hindi, Marathi, Bengali, and Tamil. Features and changes in the app have made it popular, especially among high school and college students.

You may earn money by viewing gaming videos and participating in multiplayer games like Bull Bash, Ludo, Pool, Carrom, and others. You and your pals may make your room and play these games together. You may play single-player games such as Knife Ninja, Furious Road, Aqua Shooter, Bubble Shooter, Merger Mania, Tetroid, and many others in addition to multiplayer games.

The cherry on top is that the app compensates you for the number of quiz questions you correctly answer. Although the questions are timed, you have a good opportunity of earning a substantial sum in a single day.

Google Play coupons can be swapped for the coins earned. The biggest downside of this program is that you only get a set amount of money every day, and to reach the minimum requirement, you must earn a substantial amount of gold every day.

10. mCent

Do you want to earn money by referring others? For consumers who wish to earn money for recommendations, the mCent app is the most practical option. It also allows you to earn free mobile phone recharges by downloading specific apps, visiting other websites, watching movies, and clicking affiliate links.

This app links to your Paytm account to guarantee that cash rewards are received as promptly as possible. With mCent, you also don’t have to worry about your data plan because it provides a free data plan that works on all Indian mobile networks.

Completing online chores, reading the latest news, surfing the internet for a specific piece of information, checking Facebook, and viewing movies and videos are all rewarded.

Simply download this app to your smartphone and set it as your default browser to earn rewards (rather than Safari or Google Chrome). It may be used on both Android and iOS smartphones. It is one of the best earning app without investment.

11. U Speak We Pay

‘U Speak We Pay,’ as the name suggests, is the app’s idea and incentive system. It simply compensates consumers for reading aloud the messages displayed on the screen. After you complete reading, you will be offered real money to put into your account.

You could wonder what benefit the firm derives from making people read the materials. These messages are being used as a database to teach AI systems about speech recognition and other speech-related capabilities. They are read by Indians from all around the country.

On the Google Play Store, this app has over 2 lakh registered users and over 13000 ratings.

The following are some of the methods to make money with this app:

  • Install the app on your smartphone and sign up with your Gmail account.
  • Select your preferred language from Malayalam, Punjabi, Urdu, Kannada, or English.
  • Press the record button while ensuring that you pronounce each phrase correctly and clearly.
  • If you complete the task successfully, money will be deposited into your account.

Like other money-making applications, this one provides referral bonus benefits.

12. Swagbucks


Swagbucks members may earn money daily. To make a lot of money, users must-play games, take quizzes, fill out surveys, surf the internet, read the newest updates and news, view promotional films and adverts, access other websites, and do a lot of other fun things.

The software does not immediately handle cash rewards; instead, you will receive Amazon, Starbucks, Walmart, Flipkart, and PayPal gift cards.

Making money is simple with our user-friendly program. All you have to do to earn Swag points for every action is download this app to your device and log in every day. Remember to tell your friends about this opportunity to earn even more money (10% lifetime commission); yes, it’s true! You’ll be able to request a cash out via PayPal once you’ve acquired 750 Swag points and redeemed the amount. It is one of the best earning app without investment.

13. Userfeel

Userfeel is a one-of-a-kind program that pays all of its users to assess usability on PCs, smartphones, and tablets. But why is it the case? Usability testing is critical for improving and increasing a website’s performance. It allows businesses to see themselves through the eyes of their consumers.

Making money with this app is simple because it invites you to take part in exams. You are compensated for discovering and visiting new websites, offering comments, and accomplishing other basic activities on the website when you finish the tests.

You must first pass a ‘qualification test,’ which is recorded for both voice and screen as you go through the activities. The video of your qualifying exam is recorded and uploaded to the Userfeel server.

Each exam lasts 15 to 25 minutes and may be done on a PC, mobile device, or tablet. You can earn up to Rs. 500 for finishing a test.

14. Dream11

Dream 11
Dream 11

Dream 11 has gained popularity in India in recent years. It’s quite popular among cricket-crazed adolescent boys. The fantasy cricket league is the inspiration for the Dream11 app.

Simply download the app and register for a free account using your Gmail address. When compared to other apps, this one has a relatively good chance of earning money through referrals.

It’s not entirely due to chance. Before you invest and grow your hard-earned money, you’ll need to do some planning and execution. It doesn’t matter if you use iOS or Android because the program is compatible with both.

15. Honeygain App

Making money with this program is easy, and the best thing is that you don’t have to do any effort. All you need is a super-fast internet connection, which you can share using the Honeygain app (which is only accessible for Android users, not iOS).

Because all you have to do is share your internet, you may simply generate money with them. They also have a Content Delivery Beta program that is different from Default Network Sharing, and they promise a consistent source of passive income to their members.

It’s vital to keep in mind that utilizing a VPN while using this program will eat a lot of data and drain your phone’s battery. As a result, only download the Honeygain app if you have an unlimited internet connection with enough speed, but keep in mind that it will affect your machine’s battery life. It is one of the best earning app without investment.

How does Money Earning Apps Make Profits?

Almost every app is accessible on the Play Store and App Store. The majority of the programs are free to download and register. The majority of these apps, on the other hand, are freemium.

The freemium model is a business model in which apps give all fundamental services to their customers for free, but the user must pay to access further features. Many users pay for premium services and take advantage of sophisticated capabilities, providing a lucrative income stream for these apps.

Selling Merchandise, Sponsorships, In-App Purchases, Advertising, Physical Purchases, Referral Marketing, Crowdfunding, Transaction Fees, and Upselling are some of the additional ways that these applications generate money.


Everyone deserves to have a happy and healthy life. All of these money-making apps have the potential to help you earn a substantial sum of money.

We performed a thorough examination before drawing conclusions based on our findings. All of these money-making apps are the most reliable and high-paying sources of earnings in India.

If you find this post valuable, please share it with your friends and acquaintances; perhaps this piece of knowledge will function as a catalyst for change for others. I hope all these best earning app without investment were helpful for you.

Good luck with your earnings!

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